BHIM-SBI Pay- Best Payment App

BHIM – SBI Pay (UPI app for SBI) is a most innovative payment app that allows any bank customer to send or receive money to/from any other banks customer using a single app. The app also allows to pay for services like recharge, food orders, bill payments and local deals. This app can be used by any bank customer

BHIM – SBI pay app comes under the category of finance in Google play store. The app is developed by State Bank of India and it requires an android device of 4.2 and up. The app is last updated on 12th September 2019. The current version of the app is 2.2.6 and it has already got 10,000,000+ installs. The size of the app is 22M. The app can be used by individuals aged 3 and above. The app has been reviewed by 274,216 users and has got 4.4 rating in Google play store.

BHIM – SBI pay allows the user to make easy, instant, secure payments at their own convenience on all 365 days of the year. To use this app the user should link his mobile number to the bank account and an active debit card linked to the account.

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Uses of the app

The app allows prepaid, post-paid and DTH recharges. It enables to track all recharges in one place and give notifications for post-paid bills.

The app helps to order food from any restaurants. Prices of various food delivery platforms can be compared at one place. Food can be ordered by simply browsing the app, adding the selected menu to the cart and making payment using the account linked to the app. Food is delivered to the doorstep.

Hassle-free payment of electricity, broadband, landline and water bill is possible by using this app. The app helps to fetch the bill by using customer id or unique identification number of the bill. The app generates reminders for utility bills. 70+ popular bill payments can be made using this app.
All local deals can be explored using this app. User will get notification for latest deals and can get discounts for buffets, spa & salon, weekend activities and much more.

Features of the app

It is possible to toggle between consumer and merchant mode. With BHIM SBI pay the user can collect payment as a merchant and make payments as a consumer by simply using the toggle switch from the menu icon at the top left.

Users can pay or send money using VPA beneficiary, account number and IFSC of the beneficiary, Aadhar number or scanning QR code of the beneficiary.
Latest 20 transactions can be viewed in the app. It is possible to manage multiple bank accounts. Disputes can be raised only for successful transactions.

Steps to send money

Log into the app and click on pay
Select debit account and payee address type
Enter other account details and UPIN and click submit
Steps to receive/collect money

Log into the app and click on collect
Enter payer VPA and other required detail. Click to submit.